Can I Buy A Car Or Insurance With My Learner’s Permit?

We thought this was a great question to share.

Can I buy car insurance with my learner’s permit? Because I want to buy a car  and I haven’t got my driver license yet.

ANSWER: You can own and insure a car in Mass but you must have a person to List besides yourself as a licensed Mass Driver. Not all companies will allow but we have one that will allow this.

Let me know if you want a quote.

I will need the person’s license number  who you will list as the licensed driver. You will notice once you inform the Insurance Agency or Company that you have obtained a Driver’s License the insurance premium will go up. This is because you are not a listed driver on the policy until you get your license. The experienced person you listed as the licensed driver was rated but now you as the new driver will be rated.

It is important to follow the rules:

  • The holder of a Learner’s Permit may operate a motor vehicle upon any way when accompanied by an operator duly licensed by his state of residence, is 21 years of age or over, who has had at least one year of driving experience and who is occupying a seat beside the driver.
  • A Permit holder who is under the age of 18 may not operate a motor vehicle between the hours of 12:00 a.m. (midnight) and 5:00 a.m. unless accompanied by his parent or legal guardian, who must be a licensed operator with at least one year of driving experience and whose license or right to operate is not revoked or suspended.
  • The holder of a Learner’s Permit may not operate in another state if it is in violation of that state’s law.
  • The holder of a motorcycle Learner’s Permit (Class M) may not carry passengers and may not operate after sunset or before sunrise.
  • The holder of a Learner’s Permit must be in physical possession of the Permit when operating a motor vehicle